SR-22 in Chicago, IL
An SR-22 is a form that your insurance provider files with the state on your behalf. Most drivers are not required to file the form; it is typically required after certain serious driving offenses. This document proves that you carry the minimum required auto insurance coverage mandated by the state.
Why SR-22-compliant Insurance May Be Required
A driver may be required to obtain SR-22 insurance for several reasons, including the following:
- DUI or DWI conviction—If you are convicted of driving under the influence (DUI) or driving while intoxicated (DWI), your state will notify you of an SR-22 requirement.
- Driving without insurance—If you have been caught driving without valid insurance, the state may mandate an SR-22 to ensure compliance with auto liability insurance requirements.
- Suspended or revoked license—For drivers whose licenses have been suspended or revoked due to traffic violations or other reasons, filing an SR-22 can be part of the reinstatement process.
- Repeated traffic violations—Excessive traffic violations or points on your driving record in a short amount of time can trigger SR-22 requirements.
How to Get SR-22-compliant Insurance
Contact your current insurer and request an SR-22 filing. Many insurance companies offer this service. If your current provider does not offer SR-22 insurance, you may need to find a new one that does.
SR-22 insurance is typically required for a specific period—often three years. Maintain your coverage throughout this period to avoid further penalties, including license suspension.
Contact Us
If you’ve received notice that you must file an SR-22 form in Illinois, Texas, Florida, Ohio or California, contact the Ensured Advantaged for appropriate coverage at favorable rates.